Graduate Student Financial Education Program

The Graduate School educates and supports our students to ensure they can manage debt, consider the role of both loans and savings, and develop sound financial management practices while in graduate school. In collaboration with the Department of Financial Planning, Housing, and Consumer Economics and the ASPIRE Clinic, we provide financial education seminars and resources to graduate students that:

  • Promote informed financial decision-making
  • Reduce financial stress
  • Support overall wellbeing

Topics

Budgeting – Financial Advice for Graduate Students

Budgeting lies at the foundation of every financial plan. This workshop covers everything you need to know about creating and maintaining a budget so you can pay off debt and accomplish your short- and long-term financial goals.

Credit – How to Build an Outstanding Record

Credit is the bedrock of most financial exchanges in the American economy. From credit scores and reports, to applying for new credit, this session will cover the building blocks you need to develop and maintain a credit record that will make you a competitive consumer.

Taxes – How They Work and Why You Should Care

Very few people understand the U.S. tax system, yet understanding how taxes work can provide many opportunities for efficient planning and saving. This session will explain the foundational components of the income tax process, and provide strategies for making the most of your income.

Student Loans – Repayment Plans and Strategies

With so many options available for student loan repayment, it can be difficult to sort through everything to identify the best path forward. This session will explore the various repayment options for your student loans and provide strategies for identifying which option will be best for your future.

Employee Benefits – Retirement, Insurance, and Fringe Benefits

As part of your overall compensation package, employee benefits present a significant opportunity for additional income and cost savings. In this session, we will provide the tools you need to evaluate an employee benefits package when comparing job offers as well as how to select your specific benefit options once you start the job.

Investing – How to Begin Preparing For Your Future

Saving and investing are crucial components of anyone’s financial plan. Join us for this session to learn why investing is so important, how it works, and how you can start taking steps toward securing your future retirement.

Any graduate student organization or group can request seminars from the above topics.

To learn more or to request a workshop, please contact gradfineduc@uga.edu

Resources

April is Financial Literacy month!!!!!

 Please see the April 2019 calendar here.